In order to successfully complete bankruptcy, debtors must attend a meeting of the creditors. This meeting is usually a very simple process. The meeting is not in open court. There is no judge or jury. In most cases, the meeting is held in a room in a local Federal building. In some circumstances, if a local Federal building is not convenient, the meeting may be held in a court room, but court will not be in session.
Usually, the process is very quick.
First, the trustee, or an attorney from the trustee, will ask that the debtor to provide an identification document and a social security card. Please make sure you bring your social security card, as well as an official identification document issued by the U.S. government or a U.S. state. If you do not have an official identification document, or if you do not have a social security card, you will probably still be able to obtain bankruptcy relief. Please discuss this with your attorney at the initial consultation, and we will give you the necessary advice.
After the debtor presents his identification, he will be asked to take an oath. After that, the debtor will be asked questions for five to ten minutes. Most of the questions are simple and routine. For example, the debtor will be asked to give his name and address, confirm that he has read the bankruptcy petition, confirm that he signed it, and that the bankruptcy petition is true and correct.
In addition to the standard and routine questions, the trustee or the attorney from the trustee will sometimes ask questions specific to the debtor. At The Fuller Law Firm, PC. we will carefully evaluate your case to identify questions that the trustee is likely to ask you, and we will work closely with you to prepare you for the meeting. We help all residents living around the Northern California area, including San Jose, Salinas and Oakland.
The video above are not created by The Fuller Law Firm, PC. The videos provide general information about bankruptcy. Some of the information in these videos may be inaccurate or outdated. Also, some of the information may be irrelevant to California debtors. An informational video is not a substitute for receiving expert advice from an experienced attorney. Please contact us for a free initial consultation with an experienced attorney at The Fuller Law Firm, PC. We will be glad to give you advice tailored to your specific situation.By Sam Taherian
About the author:
Sam Taherian has helped over a thousand Northern California consumers wipe out their debts, wipe out second mortgages, or re-organize tax obligations through chapter 7, chapter 11, and chapter 13 bankruptcy. Sam is also a member of the board of directors of the Bay Area Bankruptcy Forum, a non profit organization dedicated to public service.