After investing so much time and money into your home, the last thing you want to do is lose it to foreclosure. If your lender has informed you that you could be facing foreclosure or you have already received notification that foreclosure on your property is imminent, you need to act quickly. The Fuller Law Firm, PC has helped countless individuals avoid losing their homes to foreclosure, simply by helping them avail themselves of the benefits of bankruptcy. Filing for bankruptcy is an extremely effective foreclosure defense that can be used to help you save your home. As soon as your bankruptcy petition has been filed with the court, an automatic stay will be issued thus preventing your mortgage lender from being able to move forward with foreclosure proceedings. This would then give us the time and legal means necessary to help you restructure your debt, come up with a reasonable payment plan to get you caught up on mortgage payments, assist you in getting rid of a second or third mortgage, and all the while allow you to retain possession of your property.
Being threatened with a foreclosure can be a very frightening experience. It is not one that you have to go through alone. Our firm is here to provide you with the highly-skilled legal counsel and compassionate representation you need to regain control of your finances and avoid losing your home to foreclosure. As each case is different, we will have a bankruptcy lawyer from our Oakland law firm assess your current situation so as to advise you of your legal rights. In most cases, lenders would much rather work out a payment plan than file for foreclosure and be forced to find a new buyer. It is for that reason we will also work with you to see if a mortgage modification is in order, to help make your mortgage payments more affordable. In these types of situations, it is never advised to delay seeking legal counsel. With our help, you may be able to not only save your home but put yourself in a more favorable financial position as well. Contact an Oakland bankruptcy lawyer at our firm now to find out more about how you may be able to use bankruptcy as effective foreclosure defense.