First Steps to Bankruptcy

San Jose Bankruptcy Lawyer

At The Fuller Law Firm, PC, we realize that life is unpredictable. Maybe you were recently laid off and now cannot make ends meet. Maybe an emergency situation required you to dip into your savings, and now your bills are stacking up. Many feel the drowning pressure of debt and financial hardship and often find themselves wondering if there is any relief to the stress.

If this scenario sounds familiar to you, you can rest assured that you are not the only one suffering. At The Fuller Law Firm, PC, we have seen thousands of cases come through our San Jose offices and have represented clients in bankruptcy cases for more than 20 years. If you are considering bankruptcy, it is important to know what is needed to begin the process, and a San Jose bankruptcy attorney from The Fuller Law Firm, PC can help you better understand your current circumstances.

How do I file for bankruptcy?

In order to start the process of filing for bankruptcy, you need to first understand the components of your financial standing. Gathering records of your employment history and income will be required by the court if you decide to file for bankruptcy after reviewing your financial circumstances with a San Jose bankruptcy lawyer from our firm.

You may be asked to provide additional documentation, which could include any of the following:

• Real estate debt
• Credit card debt
• Car payment expenses
• Tax return receipts
• Outstanding student loans
• Debt from a lawsuit
• Debt from a failed business venture

In preparation for your bankruptcy petition, you must provide detailed information of the above documents - also referred to as bankruptcy schedules - and truly consider your options with an attorney. Our firm understands that each client is different, and bankruptcy may not be ideal for each individual. By speaking with an experienced bankruptcy lawyer from our firm, you can determine if or when you should consider filing for bankruptcy. If bankruptcy if a legal possibility for you, we can help you determine the costs of court filing fees and the type of bankruptcy you should file for. We can also help prepare you for Official Review and meet with creditors if need be.

Bankruptcy Representation in Oakland & Salinas

At The Fuller Law Firm, PC, we truly care about our clients. You can trust that we will be there with you every step of the way. Especially at a time in your life when everything feels uncertain and frightening, you can rest assured that you have a fierce advocate on your side.

When you are ready to sign your bankruptcy petition, we can go over every detail to ensure that you are making the best decision for you and your family. We believe that every person who comes through our doors deserves ethical and honest legal counsel, and we believe lawyers should never purposely steer clients in a direction that could possibly lead to more lawsuits or more problems. If you are ready to discuss your legal options, contact The Fuller Law Firm, PC to schedule your free case evaluation.

We proudly represent individuals in Oakland and Salinas, California. Do not hesitate to connect with a San Jose bankruptcy lawyer from the firm today.