If your home is faced with the prospect of foreclosure, your first step should be to contact The Fuller Law Firm, PC for defense! We understand that you are likely facing a great amount of stress. With the uncertainty of what the future holds, you should take every action necessary to avoid the foreclosure of your home. Our Oakland foreclosure defense attorneys can outline a course of action to help you achieve the best possible outcome!
Speak with a foreclosure lawyer today! Call (408) 465-4472 or
contact us for a free consultation.
Our services are available in Spanish, Cantonese, Mandarin, and Persian!
One defense against foreclosure is filing for bankruptcy. This immediately stops the foreclosure action which will allow you to make up payments on your mortgage. Once you are caught up, you can pay back your mortgage delinquency through a 3-5 year payment plan in a Chapter 13 bankruptcy. Bankruptcy may also eliminate a second or third mortgage.
Other common defenses against foreclosure:
The foreclosing party cannot prove it owns the loan.
The foreclosing party did not follow California foreclosure procedures.
You were not notified properly and did not receive a breach letter.
You are a servicemember on active duty.
Having a hard time paying your mortgage? Ignoring the problem will not make it go away. Below are a few things you can do to avoid foreclosure in Oakland, however, if possible, get in touch with a foreclosure defense lawyer to discuss the best strategy!
Ways to avoid foreclosure:
Reinstate your mortgage.
Refinance at a better rate and pay off your old loan.
File for Bankruptcy (Chapter 7 or Chapter 13).
Give up your home in a short sale or deed in lieu of foreclosure.
When you are facing foreclosure actions, you have a limited amount of time to act. It is essential that you immediately obtain quality legal guidance. At The Fuller Law Firm, PC, we have been serving consumers since 1990 and offer experienced assistance to individuals who have encountered the troubling experience of foreclosure proceedings.
If your rights are being violated, we offer an aggressive foreclosure defense. Our firm has a solid understanding of foreclosure and can challenge the actions against you. We have helped families and individuals out of their financial difficulties and can present you with effective assistance.!
Our foreclosure lawyers genuinely care about the individuals we serve in Oakland. To begin, we offer a free one-hour bankruptcy consultation for prospective clients. Do not let the foreclosure action further damage your financial circumstance. We can help you protect your home!
Reach out for a free evaluation with our foreclosure lawyers in Oakland. Call (408) 465-4472 today.