If your home is faced with the prospect of foreclosure, your first step should be to contact The Fuller Law Firm, PC for debt defense! We know that you are likely facing a great amount of stress and difficulty because of the overwhelming debt you are experiencing. With the uncertainty of what the future holds, you should take every action necessary to avoid the foreclosure of your home. Our foreclosure defense attorney in Oakland can outline a course of action to help you achieve the best possible outcome.
Filing for bankruptcy is an action that will immediately stop the foreclosure action. Bankruptcy can help you make up payments on your mortgage. Once you are caught up, you can pay back your mortgage delinquency through a three to a five-year payment plan in a Chapter 13 bankruptcy. Bankruptcy may also eliminate a second or third mortgage.
When you are facing foreclosure actions, you have a limited amount of time to act. It is essential that you immediately obtain quality legal guidance. At The Fuller Law Firm, PC, we are skilled within the field of bankruptcy and debt defense. We have been serving consumers since 1990 and offer experienced assistance to individuals who have encountered the troubling experience of foreclosure proceedings.
If your rights are being violated, we offer an aggressive foreclosure defense. Our firm has a solid understanding of the laws and can challenge the actions against you. We have helped families and individuals out of their financial difficulties and can present you with effective assistance.
Having a hard time paying your mortgage? If so, you should explore your options to fight foreclosure as soon as possible. Ignoring the problem will not make it go away. Below are a few things you can do to avoid foreclosure in Oakland, however, if possible, get in touch with a foreclosure defense lawyer to discuss the best strategy.
How you can avoid foreclosure:
Reinstate your mortgage.
Refinance at a better rate and pay off your old loan.
File for Bankruptcy (Chapter 7 or Chapter 13).
Give up your home in a short sale or deed in lieu of foreclosure.
Have you been threatened with foreclosure in Oakland? If so, contact an experienced foreclosure defense attorney right away. By speaking with a lawyer, you gain a better understanding of the law and will be able to use this to your advantage when avoiding foreclosure. Below are some common defenses to foreclosure:
The foreclosing party cannot prove it owns the loan.
The foreclosing party did not follow California foreclosure procedures.
You were not notified properly and did not receive a breach letter.
You are a servicemember on active duty.
At The Fuller Law Firm, PC, our bankruptcy lawyer genuinely cares about the individuals we serve. To begin, we offer a free one-hour bankruptcy consultation for prospective clients. Do not let the foreclosure action to further damage your financial circumstance. We can help you protect your home!