Free Consultations Available

San Jose: (408) 465-4472
Oakland: (510) 279-8136
Salinas: (831) 218-5925

Blog Posts in 2013

  • STUDENT LOANS AND BANKRUPTCY RELIEF

    Student Debt burden among the Bay Area population With over one trillion dollars of student loans outstanding nationwide as of 2013, student debt has now outpaced credit card debt in the U.S.. Many college graduates find themselves overwhelmed with debt. This is particularly true in the San Francisco and San Jose area, where there is a large presence of college-educated professionals who are ...
    Continue Reading
  • LAWSUITS, BANKRUPTCY, AND INSURANCE COVERAGE

    Lawsuits and insurance coverage One of the reasons many of our clients seek bankruptcy advice is to obtain relief from lawsuits. In many instances, an individual or business has some insurance coverage that may help pay for fighting the lawsuit. For example, all of us in California must carry automobile liability insurance. Many professionals – such as real estate agents, doctors, lawyers, ...
    Continue Reading
  • EQUIPMENT LEASE HORROR STORIES

    If you are a small business owner, and are thinking of signing an equipment lease, we advise you to carefully read the lease fine print, or discuss it with an attorney. Equipment leases are extremely complicated. Furthermore, because these contracts relate to business, rather than consumer items, they are not covered by many of the consumer protection laws. Since 1989, the attorneys in our firm ...
    Continue Reading
  • LIEN STRIP BASICS AND THE EVOLVING LAW ON "CHAPTER 20"

    With the advent of the housing crisis, many homeowners find themselves owing a great deal more on their property than it is worth. Under the right facts, a “lien strip” can provide relief to such homeowners. Lien strips are not allowed in Chapter 7 bankruptcy. [1] However, despite language in 11 U.S.C. §1322(b)(2) which precludes the modification of a claim secured only by a security interest in ...
    Continue Reading
  • HERITAGE PACIFIC FINANCIAL

    If you search Heritage Pacific Financial on the internet, you will get many hits that talk about complaints against Heritage Pacific. Many of the hits allege that Heritage Pacific is engaged in a scam or engages in abusive and unfair debt collection practices that prey upon people who cannot afford to fight back. But what can you do about it? Heritage Pacific typically alleges that the borrower ...
    Continue Reading
  • DO NOT USE CREDIT CARDS BEFORE FILING BANKRUPTCY

    Unless you are facing a very serious medical or other emergency, it should be relatively easy for you to stop using your credit cards before filing bankruptcy. In fact, if you are seeking a fresh start, you should start getting used to living without debt. So, retire your credit cards. Don’t use them if you want bankruptcy relief! When an individual uses credit cards or borrows money within 90 ...
    Continue Reading
Page 1 of 1

Contact The Fuller Law Firm

Serving Clients in English, Spanish, Cantonese, Mandarin and Persian

  • Please enter your name.
  • Please enter your email address.
    This isn't a valid email address.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please select an option.
  • Please enter a message.