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Blog Posts in March, 2013

  • KEEPING YOUR CAR IN BANKRUPTCY

    If you have a car loan, and want to obtain bankruptcy relief, and keep your car, you have several options. If you file a chapter 7, you can reaffirm the debt. But this may not be your best option. You may find that a better option is to file a chapter 13. You can propose a chapter 13 plan that pays your car loan, and possibly wipes out all other debts completely. Depending on your circumstances, ...
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  • EXEMPTIONS: KEEPING YOUR ASSETS IN BANKRUPTCY

    In a chapter 7 bankruptcy, the court appoints a trustee who has authority to sell the assets of the debtor, and use the proceeds of the sale to pay some of the debtor’s debts. But as a practical matter, in most chapter 7 proceedings, nothing gets sold. That’s because under bankruptcy law, the debtor can “exempt” certain assets. Generally, the exemption law identifies an asset category, and also, ...
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