Oakland Creditor Harassment Lawyer
Protecting Clients' Rights Since 1990
If you have found yourself faced with financial difficulty, you may also be dealing with creditor abuse and harassment. Regardless of the circumstances or events that have led to your financial state, the creditor is not permitted to unlawfully harass you to obtain what they are owed. You have options. If you believe you are being harassed, reach out to our creditor harassment attorneys in Oakland. We are backed by years of experience and are ready to answer your questions!
What Is Considered Harassment?
Creditor harassment is when debt collectors use intimidating, abusive tactics in order to convince consumers to pay off their debt. A majority of creditor harassment happens over the phone, but nowadays it can also come via email or text. Others send threatening letters via mail or talk to friends or family about your debt.
Below are common examples of creditor harassment:
- Using obscene, threatening language in communication.
- Threatening to harm a person, their reputation, or damage their property.
- Implying that no payment will result in an arrest
- Pretending to be an attorney or police officer
If you have experienced any of these behaviors from a creditor, reach out to our law firm today. Our The Fuller Law Firm is prepared to help! We have served Oakland since 1990. With experience and skills, our creditor harassment attorneys have the resources available to protect your rights. We have a thorough understanding of the laws and can provide you with aggressive assistance.
Being harassed by creditors? Call (408) 465-4472 for a free consultation with an Oakland creditor harassment lawyer. Services offered in Spanish, Cantonese, Mandarin, and Persian.
Your Rights Under FDCPA
Under the Fair Debt Collection Practices Act (FDCPA), creditors are held to specific guidelines and standards when pursuing debts from consumers. The FDCPA prohibits the following acts of a creditor:
- Repeatedly calling you at unreasonable times
- Threatening to use violence or cause you harm
- Using obscene language in conversation with you
- Failing to identify themselves as a debt collector
- Claiming that you will be arrested
- Falsely identifying themselves as a lawyer
- Calling you at work when they have been asked not to
- Discussing your debts with a third party
- Claiming that your property is going to be seized
How to Stop Creditor Harassment
There are many ways to stop unlawful behavior from creditors. One of them is filing for bankruptcy. This requires creditors to immediately stop all debt collection attempts. Other options include:
- Debt consolidation
- Collections defense
If you wish to file for bankruptcy or to assess other options, we encourage you to speak with our firm at your earliest convenience.
Speak With a Creditor Harassment Attorney in Oakland: (408) 465-4472
At The Fuller Law Firm, PC, we offer prospective clients a free 1-hour consultation. During this initial assessment, we can discuss your available options and outline a course of action that is specific to your unique situation. Contact us today for help stopping creditor harassment!
Choose lawyers backed by years of experience! Contact us at (408) 465-4472 for a free consultation with our Oakland creditor harassment lawyers. Call today!
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