Help Filing for Chapter 7

Means Test in San Jose, CA

If you are considering filing for bankruptcy, it is essential to understand your financial situation to determine if you are eligible for bankruptcy relief. One critical step in this process is completing a Means Test. The Fuller Law Firm, PC provides expert Means Test services to help you understand your options and make informed decisions about your financial future.

What is a Means Test?

A Means Test is a calculation of your income and expenses to determine if you qualify for Chapter 7 bankruptcy. If your income is below the state median income, you may qualify for Chapter 7 bankruptcy. If your income is higher than the state median income, you may still qualify for Chapter 7 bankruptcy, but you will need to pass a second part of the Means Test based on your expenses.

Why do you need a Means Test?

The Means Test is a crucial step in the bankruptcy process because it determines your eligibility for Chapter 7 bankruptcy. Chapter 7 bankruptcy is a powerful tool that can help you eliminate most of your unsecured debts, such as credit card debts and medical bills. However, if you do not pass the Means Test, you may need to file for Chapter 13 bankruptcy, which requires you to repay some or all of your debts over a period of three to five years.

How can The Fuller Law Firm, PC help?

Our experienced bankruptcy attorneys can help you navigate the Means Test process and ensure that you understand your options. We will work with you to gather the necessary financial information and accurately complete the Means Test. If you do not qualify for Chapter 7 bankruptcy, we can explore other debt relief options, such as Chapter 13 bankruptcy or debt settlement.

At The Fuller Law Firm, PC, we understand that filing for bankruptcy can be a difficult decision. That's why we provide compassionate and personalized legal services to help you get a fresh start and move forward with your life. Contact us today to schedule a free consultation and learn how we can help you with your bankruptcy case.

Contact us today at (408) 465-4472 to schedule a free consultation with an San Jose bankruptcy attorney!

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