When an individual has fallen behind on credit card payments, mortgage payments, and other financial obligations, the last thing he or she wants to deal with is harassment from creditors. You are well aware of the fact that you have been unable to pay your bills. You understand that extra charges, penalties, and fees will be assessed if you do not pay on time. You also know that a failure to keep up with your payments will reflect poorly on your credit score. You do not need a creditor or debt collector making matters worse by calling you at all hours of the day, using profanity, threatening violence or using scare tactics to try and elicit payment. As a debtor, you do have rights. The Fair Debt Collection Practices Act protects you from creditor harassment. If you feel you have been subjected to creditor harassment, it is vital that you take action in your own defense. Call our bankruptcy law firm right away so we can help you put an end to creditor harassment.
Filing for bankruptcy is a simple, yet highly effective way to put an end to creditor harassment. From the moment your bankruptcy petition is filed, an automatic stay is put in place to prevent any further collection efforts or legal actions without the express permission of the court. This means no more harassing phone calls, threatening letters or wages being garnished. Even foreclosure proceedings will come to a halt once you file for bankruptcy protection. If you need help putting an end to credit harassment, contact The Fuller Law Firm, PC at once. We are here to answer any questions you may have and work with you closely to come up with the solution that best suits your needs. Our law firm handles bankruptcy cases in Oakland, as well as throughout the Northern California area. Each of our attorneys has years of bankruptcy law experience and we have a long track record of being able to help individuals, just like you, find the financial freedom and relief they have been longing to achieve. We await your call.