Oakland Chapter 13 Attorney

Reorganize Your Debt With Our Skilled Attorneys

Are you earning a consistent income, but are still unable to get out of debt? You may want to consider filing for Chapter 13 bankruptcy. Chapter 13 allows you to reorganize your debt through a court-supervised payment plan that lasts three or five years. Once all of the payments are made in the plan, the remaining debt will be discharged.

At The Fuller Law Firm, PC, our firm's bankruptcy lawyer offers time and experience to help you become financially free. We offer our potential clients a free case evaluation to determine the best solution for them. Contact us to get started on your case. We can give you advice that is tailored to your unique debt situation.

Call (408) 465-4472 or complete an online form to request a free initial consultation with an Oakland Chapter 13 attorney. We have other locations in San Jose and Salinas.

What is a Chapter 13 Discharge?

A Chapter 13 discharge is an order from the bankruptcy court that releases an individual from all debts that are dischargeable. This means that the individual no longer has to pay back the debts that were discharged. This also means that creditors are no longer allowed to collect a debt when the bankruptcy case is finalized.

Related: Hardship Discharge

What Are The Benefits of Chapter 13?

When you have a knowledgeable bankruptcy attorney from our firm by your side, you can successfully file a request for a Chapter 13 bankruptcy. Some of the benefits will include:

By filing for Chapter 13, all debt collection attempts are required to stop.

Related: How Long Does Bankruptcy Take?

Am I Eligible?

To be eligible for Chapter 13 bankruptcy, you must be able to prove a few things.

You must be an individual who:

has filed all of your taxes (last 4 years' documentation)
is within the debt amount limitations
is employed and have enough disposable income to cover the monthly required payment in the plan

Speak with an experienced bankruptcy attorney in Oakland to help determine if you are eligible for filing

Determining Whether Chapter 13 Bankruptcy is Right for You

Our firm can help you determine whether Chapter 7, Chapter 13, or another debt solution is right for your situation. Many individuals find Chapter 13 to help them get back on a positive financial track. This type of bankruptcy is generally best suited for individuals or households that have income assets, such as homes, businesses, or cars that they want to keep. It is also beneficial for those who have incomes too high for Chapter 7. If you have failed the means test, you may wish to consider filing for Chapter 13!

Call (408) 465-4472 to schedule a free initial case evaluation with our Chapter 13 lawyers in Oakland. We can help you become debt-free! We speak Spanish, Cantonese, Mandarin, and Persian.