Dealing with Creditor Harassment

If you have found yourself faced with financial difficulty, you may also be dealing with creditor abuse and harassment. Regardless of the circumstances or events that have led to your financial state, the creditor is not permitted to unlawfully harass you to obtain what they are owed.

Under the Fair Debt Collection Practices Act, creditors are held to specific guidelines and standards when pursuing debts from consumers. The FDCPA prohibits the following acts of a creditor:

Repeatedly calling you at unreasonable times
Threatening to use violence or cause you harm
Using obscene language in conversation with you
Failing to identify themselves as a debt collector
Claiming that you will be arrested
Falsely identifying themselves as a lawyer
Calling you at work when they have been asked not to
Discussing your debts with a third party
Claiming that your property is going to be seized

Why You Should Hire The Fuller Law Firm, PC

With experience and skills, our firm's bankruptcy attorney serving Oakland from The Fuller Law Firm, PC has the resources available to protect your rights. We understand the laws associated with your case and can provide you with aggressive assistance. Since 1990, we have been serving consumers who have found themselves in a difficult financial situation.

Filing for bankruptcy will require creditors to immediately stop all debt collection attempts. Other debt relief options include:

Debt consolidation
Collections defense

Whether you wish to file for bankruptcy or to assess other debt relief options, we encourage you to speak with our firm at your earliest convenience.

At The Fuller Law Firm, PC, we offer prospective clients a free one-hour consultation. During this initial assessment, we can discuss your available options and outline a course of action that is specific to your unique situation. Contact us today for help stopping creditor harassment!